Disclosures

Referral and affiliate links

Some links are referral links. If you use them, I may earn points or a commission at no cost to you. I only share tools I use.

Referral links are marked where they appear, and the disclosure sits next to them, not only here.

Sponsored content

All sponsored and hosted content is clearly labeled. Sponsored posts and videos say so at the top ("Sponsored by" or "Paid partnership"), and I use each platform's paid-partnership tool.

Hosted stays and press trips

When a hotel, resort, tourism board or cruise line covers any part of a stay, I say so in the post and on the page.

How I choose what to recommend

1. I only share tools I use.
2. Some recommendations earn me nothing, and I keep them on the page anyway.
3. My stays and numbers are my own results, labeled as mine. They are not a promise of what you will pay or save.

Not financial advice

I'm not an accountant or a financial planner, and nothing here is financial, tax or legal advice. Card offers and terms change; check the issuer's current terms. Only open cards you can pay in full every month.

Not therapy

This is educational content, not therapy or clinical services.